Terms of Use and Disclaimer

Using this site

The True Rate provides a free calculator and free written guides for informational purposes. By using this site, you agree to use it for its intended purpose and not to misuse, scrape, or interfere with its normal operation.

Not professional advice

Nothing on this site, including the calculator results, guide content, or any other material, constitutes tax, legal, financial, or professional advice. The calculations and figures provided are estimates intended to give you a reasonable starting point, not a definitive or personalized recommendation. Always confirm your specific situation with a qualified accountant, lawyer, or financial advisor before making business or financial decisions.

Accuracy of information

We aim to keep the calculator's logic and the guides' content accurate and useful, but market rate benchmarks, tax rules, and general business practices change over time and vary by location. We make no guarantee that any figure, rate, or piece of guidance on this site is current, complete, or applicable to your specific circumstances.

No liability

To the fullest extent permitted by law, The True Rate is not liable for any decisions made, or losses incurred, based on information or calculations provided on this site. Use of this site and any decisions made using it are entirely at your own discretion and risk.

Third-party links and advertising

This site may contain links to third-party websites and displays advertising through Google AdSense. We do not control and are not responsible for the content, accuracy, or practices of third-party sites or advertisers. See our Privacy Policy for details on how advertising cookies are used on this site.

Changes to these terms

These terms may be updated from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent through the contact page.